Koosh Insurance · Specialized Risk Solutions / Industries

    Entertainment Industry

    The show that gets canceled when the lead breaks an ankle in the second week. The set fire on the production stage. The festival weather event that turns 30,000 attendees into a logistics emergency. Entertainment is a project-driven business where exposures concentrate around specific productions, events, and tours — and the standard commercial market is built for steady-state operations, not for the way entertainment actually works.

    See what's covered

    Coverage

    What this coverage includes

    • General liability with entertainment-specific endorsements
    • Production package — equipment, sets, props, wardrobe, and props during production
    • Cast insurance for key personnel whose absence stops production
    • Errors & omissions for production companies and content creators
    • Event cancellation insurance for non-appearance, weather, and unforeseen interruption
    • Workers' compensation with entertainment-specific class management
    • Auto liability for production vehicles and crew transportation
    • Cyber liability for productions handling distribution rights, talent data, and digital assets
    • Riggers, stunts, and special effects coverage for higher-risk production elements

    Who Buys This

    Who typically buys this coverage

    • Production companies — film, TV, streaming, commercial
    • Live event producers — concerts, festivals, theatrical productions
    • Music tours and touring artists
    • Performing arts organizations — theater companies, dance, opera
    • Independent filmmakers and content creators
    • Talent agencies and management companies
    • Venue operators with significant event programming
    • Audiovisual production and rental companies

    Why Koosh

    Why Koosh Insurance

    Entertainment insurance is a specialty market built around projects rather than ongoing operations. Production packages, tour insurance, event cancellation, and cast coverage all require carriers and forms that work entertainment specifically.

    Production package placement — film, TV, streaming, and commercial productions sized to budget and schedule.

    Cast insurance — medical underwriting and policy structuring for named talent.

    Event cancellation — weather, non-appearance, and force majeure coverage for live events.

    Touring and multi-jurisdiction coordination — equipment transit, multi-state WC, cancellation of dates.

    E&O for content — distributor-required coverage structured alongside production placement.

    Risk-managed underwriting for stunts, effects, and high-risk elements — coordinator credentials, safety protocols, and documentation.

    FAQ

    Frequently asked questions

    A production package is a comprehensive policy covering the specific risks of a film, TV, or commercial production — equipment, props, sets, wardrobe, negative film, and faulty stock. Each package is sized to the production's budget and shooting schedule, often issued for the duration of principal photography plus post-production.

    Coverage that pays the production's losses if a key cast member is unable to perform due to death, illness, or injury. The policy responds when the production has to delay, recast, or shut down. Underwriting includes medical examinations of named cast and travel restrictions.

    Higher-risk production elements — stunts, pyrotechnics, weapons, animals — require specific underwriting and often specific endorsements. Carriers will require detailed stunt and effects documentation, qualified coordinators, and safety protocols. We work the requirements at quote.

    Touring requires multi-jurisdictional coverage, equipment in transit, cancellation of dates, and crew workers' comp across states. Specific tour packages exist with carriers that work entertainment routinely.

    Errors and omissions coverage for content — claims that the production infringed copyright, defamed someone, used likeness without permission, or breached talent agreements. Required by most distributors before release. We structure E&O alongside the production package.

    Depends on what coverage you bought. Standard general liability doesn't cover cancellation losses. Event cancellation insurance is a separate, opt-in product covering weather, non-appearance, civil authority, and unforeseen circumstances. It's worth carrying for any event with significant fixed costs.

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    This page provides general information about Entertainment Industry insurance and is not a substitute for tailored advice from a licensed insurance broker. Coverage availability, terms, exclusions, and pricing depend on your specific business operations, location, claims history, and carrier underwriting. Contact a Koosh Insurance broker for a personalized consultation. Koosh Insurance — License #L135215.

    Get a quote for Entertainment Industry

    Talk to a licensed Koosh broker. We'll review your specific situation, source quotes from appropriate carriers, and walk you through the coverage that actually fits your business.

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