Koosh Insurance · Aviation & Transportation

    Aircraft Hangars

    The fire in the hangar that takes out three aircraft, not just the one with the issue. The towing incident that puts a $12M jet through a wall. The fuel spill that triggers an environmental investigation. Hangar operations carry exposure that's both about the building itself and everything inside it — owned aircraft, customer aircraft on storage or service, equipment, fuel, and the ground operations that move it all around.

    Coverage

    What this coverage includes

    • Building coverage for the hangar structure
    • Hangarkeepers liability for damage to aircraft owned by others while in your care, custody, or control
    • General liability for premises operations and customer injury
    • Products and completed operations for service and repair work performed
    • Pollution and environmental for fuel spills, deicing fluid, and ground operations
    • Equipment coverage for tugs, fuel trucks, GSE (ground support equipment), and tooling
    • Workers' compensation for hangar staff, line personnel, and mechanics
    • Cyber liability for operations using maintenance tracking, scheduling, and customer data systems

    Who Buys This

    Who typically buys this coverage

    • FBO operators providing fueling, line services, and aircraft handling at airports
    • MRO facilities providing maintenance, repair, and overhaul services
    • Hangar owners leasing space to aircraft operators
    • Aircraft management companies with hangar facilities
    • Corporate flight departments with their own dedicated hangars
    • Aviation maintenance organizations under FAA Part 145

    Why Koosh

    Why Koosh Insurance

    Aircraft hangar operations sit between aviation and commercial property — and most agents don't write either well. Aviation specialty markets, FBO programs, and MRO-aware coverage forms all require an agent who works the class.

    FBO and MRO program access — specialty markets that understand fuel, line service, and maintenance operations.

    Hangarkeepers limits sized to actual exposure — the aircraft you actually hold, not a generic schedule.

    In-process aircraft coverage — for MROs, full limits during service work, not a sub-limit.

    Pollution coverage for aviation operations — fuel, deicing, lavatory service all create exposure that generic forms don't address.

    Coordination with aircraft policies — owned aircraft hull, hangarkeepers, and customer aircraft policies all need to coordinate.

    Airport authority compliance — minimum-limit and additional-insured requirements at every airport you operate from.

    FAQ

    Frequently asked questions

    Hangarkeepers liability covers damage to aircraft you don't own but are holding — customer aircraft in storage, in for service, or being moved on the ramp. It's separate from your hull coverage on owned aircraft and from your general liability, and it's the foundational coverage for any operation handling other people's aircraft.

    Owned aircraft fall under aircraft hull coverage on each individual aircraft policy. The customer's aircraft falls under hangarkeepers liability on the hangar policy. The two coverages need to coordinate — particularly around shared-hangar fire scenarios where multiple aircraft are damaged.

    Equipment coverage on the hangar policy or as scheduled inland marine items. Fuel trucks specifically may need separate auto coverage if operated on public roadways. We map this carefully because GSE coverage is inconsistent across carriers.

    Depends on the policy structure. Some hangarkeepers policies include in-process aircraft (aircraft being worked on) at full limits; others sub-limit it heavily. For MRO operations, you want full in-process coverage, not a $50,000 sub-limit on a $20M aircraft.

    Aviation pollution is a specialty exposure. Standard general liability has a pollution exclusion; standard pollution policies may exclude aviation operations. Aviation-specific pollution coverage exists and is often required by airport authorities for FBOs.

    Line service operations (fueling, towing, deicing) carry different exposure than passive hangar storage. Many carriers underwrite them differently. We structure to match the actual operations, not a generic hangar profile.

    This page provides general information about Aircraft Hangars insurance and is not a substitute for tailored advice from a licensed insurance broker. Coverage availability, terms, exclusions, and pricing depend on your specific business operations, location, claims history, and carrier underwriting. Contact a Koosh Insurance broker for a personalized consultation. Koosh Insurance — License #L135215.

    Get a quote for Aircraft Hangars

    Talk to a licensed Koosh broker. We'll review your specific situation, source quotes from appropriate carriers, and walk you through the coverage that actually fits your business.